Skip to Content
Pay Now
(951) 977-4904
Law Office of Neda Aguirre, APC Law Office of Neda Aguirre, APC
Top
Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Attorney in Temecula

Helping You Resolve Your Debts

If you are faced with overwhelming debt, you may be considering filing for bankruptcy. For many, the thought of bankruptcy is a last resort, and it is often put off for too long. Filing for bankruptcy should not be stressful, however.

At the Law Office of Neda Aguirre, APC, our experienced Temecula chapter 7 bankruptcy attorney will guide you through the process of filing a Chapter 7 bankruptcy, so you can reset your finances and pursue a brighter financial future.

Reach out to our Chapter 7 bankruptcy attorney in Temecula today at (951) 977-4904 to set up a consultation with our attorney and discuss the details of your case.

Do I Qualify for a Chapter 7 Bankruptcy?

Not everyone qualifies for a Chapter 7 bankruptcy. There are several requirements you must meet in order to qualify. If you do not qualify for a Chapter 7 bankruptcy, you may be able to file for a Chapter 13 bankruptcy instead.

Below are some of the requirements you must meet for a Chapter 7 bankruptcy:

  • You will have to complete a group credit counseling course from an approved credit counseling agency 180 days before you file for bankruptcy
  • You did not file for a Chapter 7 bankruptcy within the past 8 years
  • You did not file for a Chapter 13 bankruptcy within the past 6 years
  • Your average monthly income within the previous 6 months must be less than the median income for a similar household in your state or you must pass the means test

Which Debts Are Dischargeable in a Chapter 7 Bankruptcy?

Not all debts are dischargeable in a Chapter 7 bankruptcy, so it is crucial to know if pursuing this path will successfully address your needs and goals.

Below are some of the debts that you may discharge in a Chapter 7 bankruptcy:

  • Child support
  • Student loans
  • Alimony or spousal support
  • Court fees and penalties
  • Certain tax debts
  • Homeowners association fees
  • Unsecured debts you purposely omitted from your filing
  • Personal injury debts due to an accident in which you were intoxicated

It is also possible for your creditor to object and prevent certain debts from being discharged, such as debts incurred from luxury goods or cash advances.

Let Our Temecula Bankruptcy Attorneys Help You

Dealing with insurmountable debts can be stressful and overwhelming. You can begin the process of wiping the slate clean by filing for a Chapter 7 bankruptcy. At Law Office of Neda Aguirre, APC, our Temecula bankruptcy attorney can help guide you through it, so you can start fresh.

Call our bankruptcy law firm today at (951) 977-4904 to set up a consultation with our knowledgeable bankruptcy lawyer in Temecula and learn more about what we can do for you.

Contact Us for Your Consultation

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy

Why Choose Law Office of Neda Aguirre, APC

  • Results You Can Count On

    ​​​​​​We will work tirelessly to get the best possible outcome for your case.

  • Personalized Attention

    We are dedicated to providing personalized attention to each and every client.

  • Free 30-Minute Consultation

    Don't wait, contact our firm to schedule your free consultation today.

  • Customized Strategies

    ​​​​​​We create tailored strategies based on the specific needs of our clients.

Our Main Focus Is You

Hear What Our Past Clients Have to Say
    "She's the Absolute best"
    Neda is one of the most genuine and sincere people I've met. She's really passionate about her work and truly cares about her clients!! I've used her services a couple of times now and I wouldn't go to anyone else. She's the ABSOLUTE best!”
    "There aren't enough stars to give to her... Neda is THE BEST ATTORNEY EVER! She is a "PITBULL on a pork chop" when it comes to protecting her clients."
    There aren't enough stars to give to her... Neda is THE BEST ATTORNEY EVER! She is a "PITBULL on a pork chop" when it comes to protecting her clients.
    - Paula K.
    "I highly recommend Neda, she has been my attorney for the past four years. She has been very professional, is very knowledgable, determined to get the best outcome and understanding to my situation."
    I highly recommend Neda, she has been my attorney for the past four years. She has been very professional, is very knowledgable, determined to get the best outcome and understanding to my situation. I will continue to hire her every time I have to return to court as I do not want anyone else representing me. It is a pleasure to work with her and her staff every time I work with them.
    - David R.
    "Emotions get the best of us all and need a Lawyer like Neda to sort through the mess to give you a chance!!"
    You get what you pay for. Neda is on It!! She gets after it. I am grateful for her counsel and assistance even though I was being set up by my ex-wives she helped me hold on to custody of my boys with a good plan of action. Emotions get the best of us all and need a Lawyer like Neda to sort through the mess to give you a chance!! Don't use the court process if you need counseling!!
    - David C.
    "She has gone above and beyond for me and my children."
    Neda is a class act! Not only as an attorney but as a person. She has gone above and beyond for me and my children. If you are in a situation that requires an attorney, do not hesitate. She is hands down one of the best. There is not enough gratitude that I place on her name or her professionalism.
    - Alexa B.
    "She was able to keep me calm in a situation that had me on total edge."
    Let me start by saying Neda is a bit more than an attorney...she was my cheerleader, therapist, and motivator during my legal situation.  She was able to keep me calm in a situation that had me on total edge.  In addition, Neda proved diligent, optimistic and professional during the entire process!! She was able to answer my anxiety-filled questions and worries and meet deadlines while maintaining contact with myself and the court.  I am truly grateful to her for her kind words, positive demeanor, and professional knowledge!! Thank you again
    - Nakisha G.
    "Neda was amazing! She was so professional and kind."
    If you want a professional lawyer Neda is your girl!! Neda was amazing! She was so professional and kind. I searched several lawyers in the area before choosing her. She kept in constant contact with me during this whole legal process and was able to get me a settlement above and beyond just my medical bills. I would highly recommend Neda.
    - Bree M.
    "Her knowledge, compassion and overall information that she provides to her clients is ABOVE and BEYOND."

    If I could give her a THOUSAND STARS I defiantly would!! Her knowledge, compassion and overall information that she provides to her clients is ABOVE and BEYOND. Highly recommend Attorney Neda Aguirre for all your legal matters

    - Mary M.